“Our success is measured by the difference we make in the lives of our clients.”

- Shane Borthwick | Founder

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About

Founded by Shane Borthwick in 2014, Impact Wealth exists to help clients build a better future.

What sets us apart is our unique combination of entrepreneurial experience, our network of specialists and best-in-class financial tools – tailored to achieve results. As an independent practice, we partner with leading investment and insurance partners to offer conventional and sustainable investments, life, living and group insurance products. Get in touch to share your story.

Our Team

Shane Borthwick | Founder, Financial Advisor

After finishing university, Shane and his wife Stephanie stayed in New Brunswick to pursue their careers and raise a family. He has extensive entrepreneurial experience throughout the Maritime Provinces. Shane holds an undergraduate business degree from the University of New Brunswick and leadership training from the Harvard Kennedy School. He has completed the Certificate in Advanced Mutual Funds advice from the Canadian Securities Institute, the Life License Qualification Program (LLQP) and a Sustainable Investment certificate through the John Molson School of Business, Concordia University.

Actively involved with local charitable and volunteer organizations throughout southwestern New Brunswick including the United Way, Food Bank, Emergency Planning & Preparedness Committee, Parent School Support Committee, he is committed to building a better New Brunswick.  When he’s not helping clients, Shane, Stephanie and their two young daughters enjoy gardening, tending their hens, cooking, traveling and time with family and friends.

P. 506.754.1605 | F. 506.755.6263 | shane@impactwealth.ca

Jeremy Ackerson | Financial Advisor

Jeremy grew up in Saint John and completed his undergraduate business degree at UNBSJ. Following university he completed investment training through the Canadian Securities Institute and the Life License Qualification Program (LLQP) and has over 6 years experience as a Financial Advisor in the Saint John region. Jeremy and his wife love hiking, biking, and kayaking. When he’s not helping clients, Jeremy enjoys gardening, traveling, his volunteer time as a firefighter and learning Chinese from his wife.

P. 506.721.1486 | F. 506.755.6263 | jeremy@impactwealth.ca

You

We're currently looking to add members to our team. To view open positions, visit our Careers page.

Our Investment Partners

Our Insurance Partners

Our Group Benefits Partners

Business

We believe entrepreneurs can change the future of New Brunswick – we’re here to help. We offer business clients a unique combination of entrepreneurial experience, best-in-class financial tools and a network of specialists to help them achieve results. As your exclusive Chambers Plan advisor in Southwestern New Brunswick, we work closely with your local Chamber of Commerce to offer tailored financial solutions to meet your ever-changing needs.

  • Greater Saint John
  • St. Stephen
  • St. Andrews
  • St. George
  • Fundy Isles
  • St. Martins
  • Gagetown

Employee Benefits

Partnering with us means you have access to the best group benefits products including Sunlife, Empire Life and as your exclusive advisor in Southwestern New Brunswick, the Chambers Plan – Canada’s #1 Employee Benefits program. We can deliver the edge you need to attract and retain top talent while delivering guaranteed stable rates. As a Chambers Plan member you will enjoy unique benefits designed specifically for small business while a portion of your premium goes to support your local Chamber and local business.

Retirement Plans

Want your staff to receive the peace of mind that comes from knowing every month they are building their retirement? We can help. Either provided independently or paired with group benefits, a group savings plan with our leading investment partners is a convenient, flexible and affordable way to help your employees reach their long-term financial goals. In addition to other top retirement plans, as a Chamber of Commerce agent we offer Manulife Financial’s FutureStep® Group Registered Retirement Savings Plan (RRSP).

Estate Planning

As an entrepreneur, ensuring the future of your firm is secure is one of your most important responsibilities. We will work with you and your team to ensure adequate insurance is in place and develop tax efficient strategies such as holding companies, family trusts or to review passive investments held within your operating company. Effective estate planning can help to reduce or eliminate estate taxes when assets transfer from one generation to the next – including family businesses.  Without an effective plan, the executor could be left paying a large tax bill.

Non-Profit

Non-profits offer an invaluable service to our local communities. We support the non-profit sector through our volunteer time, money and by delivering financial tools, networking and educational services to help leverage their impact.

  • Greater Saint John
  • St. Stephen
  • St. Andrews
  • St. George
  • Fundy Isles
  • St. Martins
  • Gagetown

Employee Benefits

Our non-profit clients often tell us that a competitive benefits package is critical to attracting and retaining top talent. Partnering with us means you have access to the best group benefits products including Sunlife, Empire Life and as an exclusive advisor, the Chambers Plan – Canada’s #1 Employee Benefits program. As a non-profit plan itself, the Chambers Plan uses surpluses to keep rates down for its members – delivering uncompromised guaranteed rate stability to eligible non-profit members. In addition, a portion of your premium goes to support your local Chamber, growing local business and the social fabric of your community.

Group Retirement Plans

Want to help your team with retirement savings? We can help. Either provided independently or paired with group benefits, a group savings plan with leading investment partners is a convenient, flexible and affordable way to help your employees reach their long-term financial goals.

People

As your trusted advisor we take the time to understand the whole picture of your unique needs, to match your goals and values with the best financial products and services.

Effectively managing your wealth needs to focus on financial security throughout your life, for you and for your loved ones. It needs to consider income replacement and asset protection in the event that the unthinkable were to happen: disability, critical illness or death. As a core part of your team, we ensure your goals are what guide us to deliver tailored solutions.

Investment Planning

We believe it is important to protect what you have and grow your investments in a tax-efficient, diversified portfolio over the long-term to achieve your financial goals. Common tax efficient plans include: Registered Retirement Savings Plans (RRSP), Tax-Free Savings Accounts (TFSA), Registered Disability Savings Plans (RDSP), Registered Education Savings Plans (RESP) and efficient non-registered investment vehicles.

As an independent practice, our goal is to deliver best-in-class results; we do this by partnering with elite investment managers who have demonstrated the ability to track protect during downturns while taking advantage of growth opportunities.  Working with you, we will ensure your goals, risk tolerance and values align with the best financial products to achieve results.  Starting early, not putting all of your eggs in one basket, and paying yourself first are age-old investing principles that still apply today.

For investors seeking to make more than a strong financial return we offer leading socially responsible investment (SRI) products, also known at ethical funds.  SRIs provide investors an opportunity to combine strong financial performance with reduced environmental, social and governance [ESG] risks.  As one of the fastest growing investment categories, SRIs now represent more than 20% of all assets under management in Canada.  Top performing SRI funds are available in every asset category – providing investors with different goals an opportunity to incorporate SRI funds into their portfolio.  As a member of the Responsible Investment Association (www.riacanada.ca), we work directly with leading SRI providers to offer clients expert advice and relevant information.

Insurance Planning

Insurance is designed to deliver financial help when you and your family need it most, in the event of death, disability or illness. In the event of death, life insurance offers surviving family members increased financial security. As a tax-free lump sum payment, it can pay for final expenses and debts, as well as provide replaced income for the deceased’s dependents. Suffering a critical illness is distressing for both you and your family. By helping pay for the additional expenses often associated with a critical illness or condition, insurance offers you and your family added financial security—so you can focus on recovery. Your ability to earn an income is your most valuable asset; protecting it is at the core of long-term care and disability insurance. We also offer individual health plans through our partnership with Medavie Blue Cross.

We can help you develop the right insurance strategy that will provide you with the peace of mind that comes from knowing your family will be provided for.

Estate Planning

At the heart of an effective estate plan is the peace of mind that what you’ve built will be protected and that loved ones will be looked after.  Effective estate planning can help reduce or eliminate taxes, remove unnecessary complications, and ensure a smooth transition to whoever your beneficiaries may be. Given the uncertain nature of life, it’s never too early to start planning the wishes of your estate.

Connect

Impact Wealth

1 Hampton Rd. Suite 230

Rothesay, NB E2E 5K8

P: 506.754.1605

F: 506.755.6263

info@impactwealth.ca

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