Impact Wealth

Personal Investing

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A SMART approach
to investing

Build sustainable wealth

Our clients often have unique needs that call for a variety of investment strategies. As an independent firm we align your goals and values with award-winning investment solutions designed to reduce risk, minimize tax and deliver results.

Every client’s goals are unique — and so are the plans we design.

Guided by our signature WealthBook for more complex needs, we align your goals and values with a full range of investment opportunities — including public and private solutions once available only to the ultra-wealthy. As an independent firm, we deliver award-winning strategies designed to reduce risk, minimize tax, and create sustainable wealth.

Investment Solutions
  • Mutual Fund Trusts
  • Corporate Class Mutual Funds
  • Private Investment Pools
  • Sustainable Investing
  • Segregated Funds
  • Participating Life Insurance
  • Universal Life Insurance
  • Exchange Traded Funds (ETF’s)
  • Guaranteed Investment Certificates (GIC’s)
  • Investment Savings Accounts
  • Registered Retirement Savings Plan (RRSP)
  • Locked-in Retirement Account (LIRA)
  • Registered Retirement Income Funds (RRIF)
  • Tax-free Savings Account (TFSA)
  • Registered Education Savings Plan (RESP)
  • Registered Disability Savings Plan (RDSP)
  • First Home Savings Account (FHSA)
  • Non-Registered Investments (Non-Reg)
  • Individual Pension Plans (IPP)
  • Group Retirement Savings Plan (GRRSP)

Our S.M.A.R.T. investing approach

S

Start with goals & values

We establish your goals & values to ensure our investment recommendations align. As a leader in Sustainable Investing, we tailor strategies designed to reduce Environmental, Social and Governance (ESG) risks and deliver results.

M

Minimize taxes

Smart investing considers both return and efficiency. Our strategies are designed to reduce tax impact during wealth accumulation, retirement, and the transfer of wealth to the next generation — helping you keep more of what you earn and preserving your legacy with care.

A

Asset allocation selection

We build diversified portfolios across asset classes — equities, fixed income, and cash — while evaluating the unique role of insurance as an asset class. Unlike most firms, we also provide access to private and alternative opportunities once reserved for the ultra-wealthy.

R

Review special considerations

Every client’s situation is unique. We evaluate business-owner needs, creditor protection, family and estate considerations, philanthropy, and sustainable investing priorities to ensure your portfolio truly reflects your values and vision.

T

Tailored best-in-class solutions

We view our role much like the coach of a professional sports team. To be a professional athlete. you need to be good. To be elite, you need to be great. Professional money management is no different. We look for legends!

Frequently asked questions

Which investment account (RRSP, TFSA, Non-Registered) is right for me?

It depends on several factors — where the savings came from, whether you’re investing personally or through a corporation, how much room remains in your RRSP or TFSA, and what your goals are. Together, we’ll design a tax-efficient investment strategy that aligns with your plan, your purpose, and your WealthBook.

How can I tell if my investments are doing as well as they should be?

We believe that good decisions come from good information.

Regular reviews bring clarity and insight. By analyzing your portfolio against best-in-class benchmarks — and comparing access to both public and private opportunities once reserved for the ultra-wealthy — we can identify ways to enhance performance and reduce risk.

What is Sustainable Investing?

Sustainable Investing strategies provide investors an opportunity to combine strong financial performance with reduced Environmental, Social and Governance [ESG] risks. As one of the fastest growing investment categories, Sustainable Investing now represent more than 20% of all assets under management in Canada. As social and environmental risks increase, managing these risks is critical to achieve results and a broader impact.

We help navigate life’s most important financial decisions

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