A SMART approach
to investing
Build sustainable wealth
Our clients often have unique needs that call for a variety of investment strategies. As an independent firm we align your goals and values with award-winning investment and insurance solutions designed to reduce risk, minimize tax and deliver results.
Our S.M.A.R.T. investing approach
Start with goals & values
We establish your goals & values to ensure our investment recommendations align. As a leader in Sustainable Investing, we tailor strategies designed to reduce Environmental, Social and Governance (ESG) risks and deliver results.
Mitigate taxes
Mitigate – to make less severe, serious or painful. That definition sums up our approach to tax planning. We ensure our investment strategy is designed to mitigate taxes during both the wealth accumulation stage and when you withdraw funds.
Asset allocation selection
How each investment account is allocated into various assets classes is an important step. The proportion of equity (stocks), fixed income (bonds) and safety solutions (cash), including considering the benefits of using insurance as an asset class, are key considerations in any portfolio.
Review special considerations
Does the business owner have personal guarantees that require creditor protection solutions to safeguard assets? Does the portfolio demand a tailored approach to align with core values like sustainable investing? Are there specific estate, family legacy or philanthropic considerations that need to identify various beneficiaries or protection requirements?
Tailored best-in-class solutions
We view our role much like the coach of a professional sports team. To be a professional athlete. you need to be good. To be elite, you need to be great. Professional money management is no different. We look for legends!