Impact Wealth

Personal Advice

Trusted advice for
you and your family

Building for the future

Whether you’re starting your career, growing your family, or buying your first home, the right financial foundation makes all the difference.

Our team will help ensure you and your family have the right protection and investment strategies at the right time.
From creating savings and emergency funds to choosing life insurance over lender mortgage insurance, our approach gives you the flexibility, value, and peace of mind to grow with confidence.

Medavie Blue Cross Retiree Plan health insurance for retired Canadians

Retirement Ready

Planning for retirement should be exciting — it’s your chance to take full control of your time and your money. Whether you’re approaching retirement or already enjoying it, we help design tax-efficient income strategies that keep your lifestyle secure.

Our signature WealthBook approach brings clarity to complex decisions around pensions, savings, and investments — identifying gaps you may not see and opportunities you may not know exist.

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Leaving a Legacy

Will the Canada Revenue Agency be your largest beneficiary? Even after a lifetime of paying taxes, many families are surprised by the final tax bill at death.

Through thoughtful planning, we help you reduce taxes, preserve assets, and ensure your legacy passes smoothly to loved ones or charitable causes. Our signature WealthBook brings everything together — from wills and trusts to insurance and philanthropy — guided by the 7 questions successful families ask when building a legacy that lasts.

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Frequently asked questions

When can I retire and how much money do I need?

The answer is as unique as your vision for retirement. During our discovery stage, we ask the right questions to understand your goals, lifestyle, and resources. From there, we create a personalized plan that shows when you can retire with confidence — and how to make your money last throughout the years ahead.

I have multiple investment accounts, which one do I draw retirement income from first?

The right withdrawal order can make a significant difference to your long-term wealth.

In many cases, drawing from your RRSP or RRIF first can reduce lifetime taxes and preserve tax-free growth inside your TFSA for later years. Every situation is different, we analyze each account in collaboration with your accountant — registered, non-registered, and corporate — to design the most tax-efficient retirement income plan for you.

How can I maximize my estate to leave a lasting legacy for my family?

Thoughtful planning can help ensure more of what you’ve built passes to those you care about most.

By implementing tax-efficient estate strategies, often using permanent life insurance and coordinated investment planning, we can help maximize your estate’s value, minimize taxes, and ensure your wealth is distributed according to your wishes — creating a legacy that lasts.

We help navigate life’s most important financial decisions

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