Impact Wealth

Business Insurance

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Protecting what you’ve built —
and everyone who depends on it.

Complete Coverage

Peace of mind comes from knowing your business, your family, and your team are protected when it matters most.

At Impact Wealth, we take a coordinated approach to protection — integrating personal and corporate insurance strategies to safeguard income, assets, and legacy.

Our team of specialists ensures every area of your financial life is built to withstand the unexpected — so you can move forward with clarity, confidence, and care.

Business Insurance Solutions

At Impact Wealth, our insurance strategies are designed to protect, preserve, and grow the value of your business — while integrating seamlessly with your personal and corporate financial plan.

Protect Your Business

Group Insurance – Offer comprehensive employee benefits that help attract and retain top talent.

Business Loan Insurance – Safeguard your company’s obligations by ensuring debts are covered in the event of illness or death.

Key Person Insurance – Protect against the loss of a key owner, executive, or employee critical to business continuity.

Buy–Sell Agreement Funding – Ensure ownership transitions are funded smoothly and fairly through insurance-based buyout strategies.

Preserve Your Legacy

Funding Capital Gains Tax on Business Death – Use permanent life insurance to provide liquidity for taxes and preserve the full value of your company for heirs or successors.

Split-Dollar Life Insurance – Structure coverage to share costs and benefits efficiently between business and personal ownership.

Critical Illness Coverage – Provide financial flexibility in the event of a major health setback, ensuring your business and family remain stable.

Grow and Reward

Executive Compensation Strategies – Design insurance-based reward and retention programs for key employees or shareholders.

Wealth Creation Solutions – Leverage insurance to grow retained earnings in a tax-efficient way while building long-term personal and corporate value.

Group Insurance

Attracting and retaining great people starts with the right benefits plan — one that’s stable, affordable, and built to grow with your business. At Impact Wealth, we design custom group insurance solutions that balance cost control with meaningful coverage for your team.

Our provider network includes Medavie Blue Cross, Sun Life, Manulife, Maximum Benefit, and exclusive access in our region to the Chambers Plan — Canada’s leading group benefits program for small and mid-sized businesses. We help ensure your plan reflects your culture, supports your employees, and protects what you’ve built.

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Life Insurance

Life insurance is a powerful tool for protecting your business and securing long-term success.

We work with business owners to integrate life insurance into broader financial strategies — ensuring continuity, stability, and peace of mind. From key person protection that stabilizes operations to tax-efficient corporate-owned policies that grow wealth and fund future obligations, we design solutions tailored to your goals.

At Impact Wealth, we help ensure your plan safeguards what you’ve built — for your partners, your family, and your future.

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Critical Illness Insurance

A serious illness can impact more than your health — it can affect your business, income, and team.

Critical illness insurance provides a tax-free lump-sum payment if you’re diagnosed with a covered condition such as cancer, heart attack, or stroke. This benefit can help protect cash flow, fund temporary replacements, or cover personal expenses during recovery. Coverage isn’t limited to you as an owner — you can also insure key employees whose absence would affect operations.

At Impact Wealth, we design critical illness solutions that provide flexibility, stability, and peace of mind — so you can focus on recovery while your business stays strong.

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We help navigate life’s most important financial decisions

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